💨 Abstract

Phoebe Miller, 25, and Owen Nichol, 23, saved £12,600 over three years, living at Phoebe's family home to boost their deposit. They secured a two-bedroom home in Whitstable through shared ownership, purchasing a 40% share for £126,000 and paying £315,000 for a 100% share. Their new home offers peace and proximity to amenities.

Courtesy: Eleanor Noyce