šŸ’Ø Abstract

In your 20s, prioritize high-risk, high-reward investments like stocks and shares, using tax-efficient wrappers like ISAs and Lifetime ISAs (with government bonuses). Apps like AJ Bell Dodl or Trading 212 can help diversify. Maximize pension contributions, especially if your employer matches them. In your 30s, balance higher expenses with saving, boosting pension contributions and considering Junior ISAs for children.

Courtesy: Rosie Murray-West