💨 Abstract

Term insurance with health benefits is an affordable alternative to traditional medical insurance in India, addressing the rising cost of healthcare. These plans offer life coverage along with health riders for critical illnesses, hospitalization, and accidental death. The dual benefits provide financial security for dependents while alleviating medical expenses. Choosing the right term insurance plan involves considering factors like critical illness riders, waiver of premium, hospitalization benefits, and accidental disability rider.

Courtesy: theprint.in

Summarized by Einstein Beta 🤖