💨 Abstract

In 2025, education loan repayment rules in India continue to evolve, with key changes affecting interest rates, repayment schedules, and moratorium periods. Repayment typically begins after course completion, with a moratorium period of 6 to 12 months post-employment. Banks offer flexible repayment options, and tax deductions are available under Section 80E of the Income Tax Act.

Courtesy: theprint.in

Summarized by Einstein Beta 🤖