💨 Abstract

In 2025, crypto predictions fell short, but fintech firms made significant strides in the U.S. banking system. Despite regulatory hurdles, fintechs are optimistic about 2026, aiming to cut out middlemen and gain direct access to federal payment systems. Stablecoins are expected to boom, with major companies like Visa and Mastercard planning stablecoin settlements. AI agents are poised to handle routine purchases, though concerns about an AI bubble persist.

Courtesy: theprint.in