💨 Abstract

Bandhan Bank is strategically rebalancing its business over the next 2-3 years, aiming to decrease reliance on unsecured microfinance loans and increase secured loans. The bank plans to lower EEB loan share from 42% to 35% of total advances, while increasing secured loans share from 42%. This realignment is expected to lower net interest margin to 6.1-6.2% from 6.7%.

Courtesy: theprint.in

Summarized by Einstein Beta 🤖