💨 Abstract

The Ambit Capital Research report predicts a 12-14% loan growth for Indian banks in FY26 due to increased deposit inflows and easing liquidity conditions. The banking sector is showing signs of relief from liquidity and asset quality challenges, primarily due to rising deposits and slower loan disbursements. However, banks face pressure on net interest margins due to high deposit costs and falling yields.

Courtesy: theprint.in

Summarized by Einstein Beta 🤖