💨 Abstract

The Ambit Capital report predicts a loan growth of 12-14% for the Indian banking sector in FY26. The report is based on improved liquidity conditions and easing risk weights on unsecured retail loans. Loan growth in February moderated to 12%, slower than 16.6% a year earlier. The report highlights that margins will remain under pressure due to high deposit pricing and softening yields.

Courtesy: theprint.in

Summarized by Einstein Beta 🤖