💨 Abstract

Indian banks' profitability is expected to decline starting 2025-26 due to rising delinquencies in unsecured loans and increased credit costs, according to India Ratings. The decline is attributed to a surge in personal loans and credit card outstanding post-COVID, which eroded borrowers' incomes, and regulatory changes that have slowed growth in these segments.

Courtesy: theprint.in

Summarized by Einstein Beta 🤖