💨 Abstract

The article discusses the differences between Roth and traditional Individual Retirement Accounts (IRA) and factors to consider when choosing between them. Key points include tax treatment, income flexibility, withdrawal strategies, and legacy planning. Contributions to traditional IRAs are tax-deductible, while withdrawals are taxed as ordinary income. Roth contributions are made after taxes, with tax-free withdrawals in retirement.

Courtesy: wtop.com

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