💨 Abstract

Philip Belamant, co-founder of Zilch, has always been driven by problem-solving and societal impact. He started with a mobile gaming company in Africa, which evolved into a service allowing people to buy mobile credit from their phones. This experience highlighted the issues of financial exclusion. Moving to the UK, Philip faced similar credit issues, inspiring him to create Zilch, an app that enables interest-free borrowing for purchases, helping consumers build credit without extra charges.

Courtesy: Sarah Davidson