💨 Abstract

With Christmas approaching faster than it seems, many people face last-minute financial stress. To mitigate this, a 150-day savings challenge is proposed, where individuals save incrementally more each day. Personal finance expert Maxine McCreadie recommends starting early to avoid seasonal cost surprises. There are also tips like using cashback rewards, setting up automatic deposits, and spreading out purchases. The goal is to enjoy a debt-free Christmas, appreciating the magic without financial burden.

Courtesy: Sophie-May Williams