💨 Abstract

The UK property market is experiencing a significant demographic shift, with one in five first-time buyers in 2025 being over 40, up from 18% in 2024. The oldest first-time buyer supported by Santander this year was 70. This trend is attributed to factors like family gifts, inheritance, and long-term savings, but it also highlights housing supply issues and generational disparities.

Courtesy: Metro Lifestyle reporter