💨 Abstract

In April 2025, the median down payment for U.S. homebuyers hit a two-year low at 15%, while in the D.C. area, it fell to 10%. This lower average is attributed to the popularity of VA (Department of Veterans Affairs) and FHA (Federal Housing Administration) loans, which have lower down payment requirements. VA loans accounted for 16.5% of April's mortgages in D.C.,

Courtesy: Jeff Clabaugh