đź’¨ Abstract

The Federal Housing Finance Agency (FHFA) director, William Pulte, has directed Fannie Mae and Freddie Mac to consider accepting cryptocurrency as an asset for mortgage reserves. This move aims to expand how banks assess borrowers' creditworthiness, allowing more homebuyers to qualify for loans. The proposal, effective immediately, specifies that only crypto assets stored on U.S.-regulated exchanges can be considered.

Courtesy: WTOP Staff