💨 Abstract

The article discusses the importance of cautious borrowing in the face of potential economic challenges, focusing on personal loans. It highlights three key points: (1) **Where to get personal loans**: Banks and credit unions offer familiarity and in-person service, while online lenders may provide lower rates and quicker approval. (2) **What to consider**: Check the Annual Percentage Rate (APR), avoid predatory lenders with dubious tactics, and ensure there are no significant prepayment penalties.

Courtesy: wtop.com