💨 Abstract

"The article provides tips on using credit cards strategically to build credit, earn rewards, and avoid fees. Key points include timing large purchases to maximize interest-free periods, making multiple payments per month to keep utilization low, negotiating fee waivers, and assigning specific cards to maximize rewards. Additionally, it suggests monitoring apps for limited-time offers, requesting retention bonuses, and leveraging issuer-specific tips for American Express and Chase cards.

Courtesy: WTOP Staff