đź’¨ Abstract
A gold loan allows individuals to borrow money by pledging gold jewelry, often at lower interest rates than personal loans. The interest rate depends on the loan amount, repayment period, and gold purity. Bajaj Finserv offers gold loans from Rs. 5,000 to Rs. 2 crore with flexible tenures. Tips to lower gold loan interest rates include choosing shorter tenures, making regular interest payments, and part-prepayments.
Courtesy: theprint.in
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